Frequently Asked Questions

What do you use to calculate a rate for boat insurance?

We check if you have previously owned a boat and if you have prior experience operating a boat like the size you purchased. We also look into the boat’s top speed, the age of the boat, your age, insurance credit score, and if you ever had a lapse in coverage. We also factor how much coverage is needed, what the limits are and the deductibles.

How much can I insure my new horse for?

You can insure a newly purchased horse for the price purchased, but usually not more than that amount.

What is excess flood insurance?

Excess flood insurance is an additional insurance policy that may be required if your home is in special flood hazard areas and your home costs more than $250,000 to rebuild it